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Credit CardProcessingforEveryBusiness.Without the fee headache.

Velocity helps small businesses accept credit and debit cards — in person and online — with the right POS system, transparent pricing, and a Cash Discount program that eliminates almost all your processing fees. Real human support, nationwide.

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4.5 · 117 Google reviews
Credit Card ProcessingDual PricingACH PaymentsClover POSSwipeSimpleGift & LoyaltyBusiness FundingChargeback ProtectionPCI ComplianceQuickBooksShopifyWooCommerceCredit Card ProcessingDual PricingACH PaymentsClover POSSwipeSimpleGift & LoyaltyBusiness FundingChargeback ProtectionPCI ComplianceQuickBooksShopifyWooCommerce

Merchant services, done right

Credit card processing and POS built for small businesses

Velocity Business Solutions helps mom-and-pop shops and growing businesses accept credit and debit cards in person and online. We set up and support merchant processing, Clover and other POS systems, ACH, gift & loyalty, and business funding — and our Cash Discount program can eliminate almost all of your processing fees, so you keep nearly 100% of every sale.

Whether you run a restaurant, retail store, smoke shop, salon, auto shop, or service business, we match you to the right setup across dozens of industries nationwide — and a real person stays involved long after install. No call centers, no faceless apps.

Thinking of switching?

Why business owners switch to Velocity from Square & Stripe

Square and Stripe make it easy to start — but you pay a flat percentage on every sale and get a chatbot for support. Velocity keeps nearly all of that fee in your pocket and gives you a real person. Here's the honest comparison.

Velocity
Near 0% effective with the Cash Discount Program
Square
Flat ~2.6% + 10¢ on every in-person sale
Stripe
Flat ~2.9% + 30¢ on every online sale

Square and Stripe rates are their standard published pricing and are trademarks of their respective owners; shown for comparison only.

Accredited, Trusted, and Recommended

BBB Accredited Business — Velocity Business Solutions
Proud BNI member — Velocity Business Solutions
St. Pete Chamber of Commerce proud member — Velocity Business Solutions

The numbers

Real impact, at scale

0+
Businesses served
Typical
-30%
Velocity
0%
Saved on processing, up to
Velocity
13+
Avg. processor
1
0+
POS systems supported
Coverage across all 50 US states, with reduced-scale Alaska and Hawaii shown as nearby insets.
0
States served nationwide
Verified onGoogle logo — verified Google reviews for Velocity Business Solutions

Our customers speak for us

“Bryce at Velocity provided absolutely incredible service. From start to finish, he made the entire setup smooth, simple, and stress-free. He took the time to explain everything clearly, answered all my questions with patience, and made sure I felt confident in the decisions I was making. It’s rare to find someone so responsive, knowledgeable, and genuinely invested in helping your business succeed. I truly appreciate the professionalism and care Bryce brought to the process — highly recommend working with him at Velocity!”
— Jacque lawton

Everything you need

Keep more of every in-person sale. Card acceptance, fee-eliminating pricing, the right POS, and real human support — from one local partner.

Accept every card in person — tap, insert, or swipe

Present card

$9.75

Tap, insert, or swipe

Mocha Latte$5.50
Croissant$3.61
Tax$0.64
Total$9.75
Approved
  • Tap-to-pay, chip & swipe, plus Apple Pay and Google Pay
  • Runs on Clover, Dejavoo, Genius and more — we match the hardware to your shop
  • Credit and debit, every major card brand, in-store and on the counter
  • Set up, installed, and supported by real local people
Explore merchant processing →

Dual pricing brings your effective rate to near zero

Dual Pricing

Your effective processing rate

~0%

The card price covers the cost of acceptance, so you keep nearly 100% of every sale.

Eliminate almost all your fees with the Cash Discount Program

ItemCashCard
Mocha Latte$5.00$5.15
Croissant$3.50$3.61
Card price covers processing — your cost drops to near zero.

A real person who answers — and shows up

Your dedicated Velocity Business Solutions merchant services representative

Your Velocity rep

● Available now

Hey! Terminal came in — can someone help me set it up?
On my way out to you this afternoon. 👍

Business funding when you need it

Matched to a funding partner

Working capital

Based on your card sales — through vetted partners

Repay as you earna small % of daily sales

Take payments online too — and connect the tools you already use

Online checkout and invoicing when you need it

Clover, SwipeSimple, Dejavoo & more hardware

QuickBooks, Shopify, and your website

your-store.com/checkout

Pay securely

Card
Apple Pay / Google Pay
ACH / US bank account
Pay
works with your stack

Connected tools

ToolCategoryStatusCloverPoint of saleLiveQuickBooksAccountingSyncedDejavooTerminalLiveYour websiteOnline paymentsConnected

Not sure what you need?

Find your perfect setup in 60 seconds

Answer a few quick questions and our Find My POS tool recommends the right POS, card processing, and the pricing model that eliminates almost all your fees — then a real person confirms it.

Find My POS
  • ✓Tailored to your industry and volume
  • ✓Matches you to Clover, Genius, Dejavoo, SwipeSimple & more
  • ✓Specs the exact hardware — KDS, scales, scanners, printers
  • ✓Leads with fee-eliminating Cash Discount pricing

Our process, explained

Here's how it works

1

Talk to an expert

A quick call about your business — volume, locations, current setup, online vs. in-store.

2

Get matched

We recommend the right processing, POS, and integrations, with pricing that actually fits.

3

Go live with support

We set it up, train your team, and stay involved long after install.

Hardware + software

The right POS, sold and supported by us

We sell and support Clover — plus SwipeSimple, Dejavoo, and more. Not sure what fits? We help you choose instead of selling you a box.

CloverGenius POSSwipeSimpleDejavooKwickPOSLINGAGRETAQuanticSumUpRetailzPOSNRSSquare
Velocity POSOrder #2048
Cafe Velocity
Mocha Latte$5.50
Butter Croissant$3.61
Tax$0.64
Total$9.75
Tap to pay
reader
VELOCITY
Approved

Why Velocity

Not another faceless processor

Stripe and Square hand you software. Toast only does restaurants. We do all of it — with a person who answers.

Real human supportEvery industryIndependent & integratedPCI compliantClover partnerKeep your current POSTransparent pricingFast approvalsNo long-term trapsIn-store + online

Plays nice

Works with what you already use

Connect your POS and processing to the software that runs your business.

  • QuickBookslinked
  • Shopifylinked
  • WooCommercelinked
  • Any website hostlinked

Your questions, answered

Frequently asked questions

No pressure, just answers

Let's Talk Payments

Tell us about your business and we'll show you exactly what fits — processing, POS, and pricing. No pushy sales, just a straight answer.